UIM/UM

Claimant received the adverse driver’s policy limits in a two-car collision then sought the available policy limits of his own UM/UIM policy less the amount received from the adverse driver. Claimant alleged that he was in ongoing pain, had radiculopathy and needed a variety of future care. Respondent argued that claimant’s ongoing problems were due to age related problems and that his present medical care was not necessitated by the subject accident. The matter settled on a mediator’s proposal.

UIM claim involving an admitted liability accident. Claimant alleged his damages were caused by another motorist who was not insured. Claimant alleged a variety of injuries including TMJ, cervical and thoracic sprains, as well as a sprained shoulder and ankle. Respondent denied that all of claimant’s injury claims were a result of the subject accident and contested the reasonableness and necessity for some of the treatment.